Archive for October, 2008
Personal Finance: 401(k) : Repaying a 401(k) Loan
By admin at 31 October, 2008, 10:49 am
Repaying a 401(k) loan usually requires making 60 equal monthly payments over a five-year time period, often in the form of payroll deductions. Repay a 401(k) loan to keep saving money withtips from an investment professional in this free video on personal finance. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a major in finance and a minor in economics and computer sciences from Kent State University.
Read More >>Personal Finance: 401(k) : How to Borrow Money From a 401(k)
By admin at 31 October, 2008, 10:49 am
The key to borrowing money from a 401(k) is to conduct thorough research to avoid fines and penalties, take out a loan of up to half of the total principal and establish a monthly budget to repay the loan consistently.
Read More >>Personal Finance: 401(k) : How Much to Save in a 401(k)
By admin at 31 October, 2008, 10:49 am
Determining how much to save in a 401(k) plan depends on the amount an individual is able to spare each month out of their paycheck. Maximize 401(k) contributions to better plan for the unforeseeable future withtips from an investment professional in this free video on personal finance.
Read More >>Personal Finance: 401(k) : Avoiding 401(k) Hardship Withdraw Penalties
By admin at 31 October, 2008, 10:49 am
Avoiding hardship withdraw penalties with a 401(k) involves making sure the hardship falls under the IRS guidelines for an emergency financial need, such as funeral expenses, college tuition or to stop the foreclosure or eviction process. Avoid being penalized with a 10 perecnt fee when withdrawing from a 401(k) withtips from an investment professional in this free video on personal finance. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a major in finance and a minor in economics and computer sciences from Kent State University
Read More >>Personal Finance: 401(k) : How to Purchase a Home Using a 401(k)
By admin at 31 October, 2008, 10:49 am
To purchase a home using a 401(k), be cognizant of the penalties and taxes that may apply by the IRS, and make sure that using 401(k) money is less expensive than other alternatives. Consider other financial options before buying a home with a 401(k), like mortgage insurance or a second mortgage, withtips from an investment professional in this free video on personal finance
Read More >>Personal Finance: 401(k) : Saving Money for College
By admin at 31 October, 2008, 10:49 am
Saving money for future college expenses is possible through a 529 plan, available in every state and offering a lot of versatility in regards to choosing a college or university.
Read More >>Personal Finance: 401(k) : Is a 401(k) a Good Investment?
By admin at 31 October, 2008, 10:49 am
Figuring out if a 401(k) plan is a good investment requires reading through a company’s 401(k) prospectus, determining a personal tolerance for risk and analyzing an employer’s contribution. Decide if a 401(k) plan is the best investment, maximizing the returns as much as possible, withtips from an investment professional in this free video on personal finance.
Read More >>Personal Finance: 401(k) : How to Withdraw 401(k) Money With No Penalty
By admin at 31 October, 2008, 10:49 am
Withdrawing 401(k) money without penalties requires waiting until the minimum age for taking out money, requesting an old 401(k) fund from past employers or taking out a loan from it to avoid early withdraw penalties.
Read More >>Personal Finance: 401(k) : How to Avoid Penalties With a 401(k) Rollover
By admin at 31 October, 2008, 10:49 am
Avoiding penalties with a 401(k) rollover requires getting advice from a qualified tax advisor, thoroughly researching the new location for 401(k) money and collecting the IRS paperwork necessary from that new institution. Move over 401(k) money seamlessly, checking its status at least quarterly, withtips from an investment professional in this free video on personal finance. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a …
Read More >>The Democrats Want Your 401(k)
By admin at 28 October, 2008, 10:08 pm
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